Call us now 0800 907 0796

Over 50s Life Insurance Promis

Over 50s Life Insurance cover to help pay for bills and to leave something for your family, after you’ve gone. From just £1.15 per week¹

Discover our products and get a free Quote Arrow down

Get started with a quick Quote

£ 1,000
£ 20,000
Please provide a valid date
You must be between the ages of 50 and 79
Fields marked with * are mandatory. The details you submit will be used to email and call you about the product you are enquiring about in accordance with our Privacy Policy.

What is the Over 50s Life Insurance Promis?

Our Over 50s Life Insurance Promis is designed to be easy and helpful, so that you can be completely sure it’s the right product for you. It is a way to help provide for your loved ones, after you’ve gone. It’s life insurance that pays out a cash lump sum quickly to help pay for bills when money might be needed urgently, and also to leave something for your family and loved ones.

  • Guaranteed acceptance for UK residents aged 50-79
  • No medical test or health questions
  • Guaranteed 48 Hour Claim Promis or we'll pay you an extra £250²

Why choose Over 50s life cover?

There’s no tricky small print to take you by surprise. If there’s something that’s not covered by your policy, we won’t hide it in complex jargon - we’ll just tell you openly.

And we won’t make you jump through hoops to get things sorted. If you need to talk to us, we’re right here in the UK and ready for your call if you want to discuss taking out a policy. No long forms to fill in, no frustrating call-backs that never come. Just friendly, efficient professionals waiting to help.


Our 48 Hour Claim Promis

At Promis Life we are very proud of our 48 Hour Claim Promis and the fact we are the only company to offer it. But what does it mean for you? It means that when your loved ones need it the most our Promis to you is that they will receive the money within 48 hours from us receiving the correctly completed claim documentation² – especially important if there are any costs or bills that need paying quickly.  We know it will be a distressing time for family and loved ones so the 48 Hour Claim Promis is just one way we try and make the process of dealing with a claim as smooth as possible. See below for what some of our claimants have said….

On the whole, I found the experience from my 1st telephone call to Tim extremely easy to deal with and the whole process very very efficient. If only everything was this easy

- Paul, Promis Life claimant - July 2021


Hassle free at a very upsetting time

                                                           - Promis Life claimant - July2021

Important things you need to know

Who is the Over 50s Life Insurance Promis for?

  • Cover yourself or any member of your family including parents, siblings, aunts and uncles
  • Residents in the UK aged between 50 and 79

Important information

  • Guaranteed acceptance for UK residents aged 50 to 79
  • No cash value
  • 30 day money back guarantee
  • If you cancel after the first 30 days you won’t get your money back
  • The cover amount you choose, even with Inflation Fighter, could be less than the cost of a funeral
  • No medicals or health questions
  • Inflation may reduce the value of your cover. Our Inflation Fighter option is available to help protect your cover amount over time.
  • Premiums are payable until age 90 and may add up to be more than your cover amount depending on how long you live.
  • Premiums stop at age 90 but cover continues for life
  • Your cover is doubled in the event of an Accidental Death

What’s included in the Over 50s Life Insurance Promis?

  • 48 hour Claim Promis or we'll pay you an extra £250²
  • Cover amounts from £1,000 to £20,000
  • Worldwide cover
  • Free £100 Gift Card when you take out a policy with us. T&Cs apply³
  • Will Kit at no extra cost included with your policy
  • Choice of Level or Increasing Premiums
  • Cover any member of your family aged 50-79
  • Cover for the initial 12 or 24 months (it’s your choice) is for Accidental Death only, after which you are covered for any cause of death


Our "Triple Locked Promis"

We promis you brilliant cover
You promis your family peace of mind
You promis yourself to enjoy life

Get a Quote in just a few seconds!

Do you need help?

We have a friendly UK based team that are here to help you find the right policy for your needs.

Call us now

Call us and speak to our friendly team for any questions you might have.


Request a call back

Let us get in touch with you and help you find the right policy for your needs.


Check our FAQ

Find the answer to our FAQ about the Over 50s Life Insurance Promis.

1 Premiums depend on age, cover amount and premium type.

3 Eligible customers will receive a Gift Card if they pay their first 6 premiums when due. A Gift Card will be dispatched up to 4 weeks from the day we receive the 6th premium. One gift card per sale for new customers only. Full terms & conditions can be found at

2 Claim Promis based on approved claims being paid within 2 business days of receiving correctly completed claim documentation.

The Funeral Protection Promis, the Over 50s Life Insurance Promis and the Life Insurance Promis are administered and underwritten by iptiQ Life S.A. UK Branch registered in England and Wales. Registration No: BR017015. Registered Office: 30 St Mary Axe, London EC3A 8EP. iptiQ Life S.A. is a public limited company (Société Anonyme) incorporated and registered in Luxembourg. Registered Office: 2, rue Edward Steichen, L-2540 Luxembourg. Grand-Duchy of Luxembourg. R.C.S. Luxembourg B 184281. Authorised and regulated by Le Commissariat aux Assurances. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. 

Promis Life © 2018. Funeral Protection Promis, Over 50s Life Insurance Promis and Life Insurance Promis are promoted by Global Life Distribution (UK) Limited trading as Promis Life, authorised and regulated by the Financial Conduct Authority number 629767. Registered office: The St Botolph Building, 138 Houndsditch, London EC3A 7AR