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Funeral Protection Promis

Funeral Protection Promis - simple life insurance to help protect your family from the high cost of a funeral and other related expenses. From just £1.81 per week¹.

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£ 1,000
£ 20,000
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What is the Funeral Protection Promis?

With the average funeral and other related costs in the UK costing nearly £5,500², and possibly needing a lot of that money then and there, how many people have the kind of money just lying around?

The Funeral Protection Promis isn't a pre-paid Funeral Plan

The Funeral Protection Promis is a life insurance policy, not a pre-paid funeral plan. This means your loved ones will get a cash lump sum with no restrictions on how to spend it, allowing them flexibility in a difficult situation.  Unlike a pre-paid funeral plan that pays directly to a funeral provider, your loved ones receive your chosen cash lump sum to use as they choose. And it pays out quickly – within 48 hours⁴.


  • Guaranteed acceptance for UK residents aged 30-79.
  • No medical or health questions.
  • Guaranteed 48 Hour Claim Promis or we'll pay you an extra £250.⁴

Funerals can be much more expensive than people think!

Funerals can be expensive! Most people don't really know how much they cost because we don’t really have to think about it…until we suffer a death in the family. And then…it’s a shock. In fact, the average cost is £3,658 for basic funeral costs, rising to £5,409 when all other related costs are taken into account.

Most of us don’t spend a great deal of time thinking about this. We’re too busy enjoying life with those we love. But it’s well worth knowing in advance just how much a funeral can cost and planning ahead to avoid leaving your family with the pressure of having to pay for it. When we think of a funeral we tend to think of the coffin, the headstone and the service. But people can often underestimate the additional costs which can occur around this time.

Not only do your loved ones have to deal with the grief in this difficult time, but in reality they also have to arrange a funeral and pay for it. What most people don’t realise is that they may need to pay quite a lot of that money very quickly. The time after the passing of a loved one should be for coming together, to mourn and support each other… not for worrying about how to pay for funeral and other costs. Money should not be an issue at this time. We know how much your family means to you.

And whilst the Funeral Protection Promis won’t ease their sense of loss, it can be your final act of love to them, a way of saying “here’s my final gift of love to you; my way to help protect you after I’m gone”.

Funeral Costs

Funeral Director - Hearse - Cremation Fees - Doctor’s fees for death certificate - Minister or Celebrant fees
Total basic costs:

Additional costs
Death & funeral notices - Flowers - Venue hire - Catering - Limousine hire
Total additional costs

Total Cost
Source: YouGov Cost of Funeral Survey 2019

Important things you need to know

The Funeral Protection Promis is a life insurance policy not a pre-paid funeral plan; you pick the cover amount you want, and pay a monthly premium to ensure that if the worst was to happen, your family receive a cash lump sum with no restrictions on how to spend it, allowing them flexibility in a difficult situation.

Who is the Funeral Protection Promis for?

  • Cover yourself or any member of your family including parents, siblings, aunts and uncles:
  • Ages 30-79 are guaranteed acceptance
  • You must be a UK resident

Important information

  • It is a life insurance policy, not a Funeral Plan
  • Guaranteed acceptance for UK residents aged 30-79
  • No medicals or health questions
  • 30 day money back guarantee
  • If you cancel after the first 30 days you won’t get your money back
  • No cash value
  • Inflation may reduce the value of your cover - our Inflation Fighter option is available to help protect your cover amount over time
  • The cover amount you choose, even with Inflation Fighter, could be less than the cost of a funeral
  • Premiums are payable until age 90 and the total paid may add up to be more than your cover amount depending on how long you live.
  • Premiums stop at age 90 but cover continues for life
  • Your cover is doubled in the event of an Accidental Death

What’s included in the Funeral Protection Promis?

  • Cover amounts from £1,000 to £20,000
  • Guaranteed pay out of a claim within 48 hours.⁴
  • Free £100 Gift Card when you take out a policy with us. T&Cs apply³
  • Worldwide cover
  • Will Kit at no extra cost included with your policy
  • Choice of Level or Increasing Premiums
  • Cover any member of your family aged 30-79
  • Cover for the initial 12 or 24 months (it’s your choice) is for Accidental Death only, after which you are covered for any cause of death

Our 48 Hour Claim Promis

At Promis Life we are very proud of our 48 Hour Claim Promis and the fact we are the only company to offer it. But what does it mean for you? It means that when your loved ones need it the most our Promis to you is that they will receive the money within 48 hours from us receiving correctly completed claim documentation⁴ – especially important if there are any costs or bills that need paying quickly.  We know it will be a distressing time for family and loved ones so the 48 Hour Claim Promis is just one way we try and make the process of dealing with a claim as smooth as possible. See below for what some our claimants have said….

I have already recommended you to several friends & family as the support & service was brilliant

                                                          - Jackie, Promis Life claimant - July 2021

“Everything was dealt with expertly and sympathetically. Very quickly paid out which enabled me to pay all bills and the funeral immediately which in turn helps these companies to keep operating well. I also liked the fact a will form is included in the pack. It helped tremendously.”

                                                           - Promis Life claimant - July 2021

Our "Triple Locked Promis"

We promis you brilliant cover
You promis your family peace of mind
You promis yourself to enjoy life

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Check our FAQ

We have gathered the answers to our FAQ about the Funeral Protection Promis.

1 Example given is for the equivalent of £3,025 cover for a 55 year old with Increasing Premiums and a 12 month Accidental Death Period, paying monthly. 

3 Eligible customers will receive a Gift Card if they pay their first 6 premiums when due. A Gift Card will be dispatched up to 4 weeks from the day we receive the 6th premium. One gift card per sale for new customers only. Full terms & conditions can be found at
2 Average cost, YouGov Cost of Funeral Survey 2019

4 Claim Promis based on approved claims being paid within 2 business days of receiving correctly completed claim documentation.

The Funeral Protection Promis, the Over 50s Life Insurance Promis and the Life Insurance Promis are administered and underwritten by iptiQ Life S.A. UK Branch registered in England and Wales. Registration No: BR017015. Registered Office: 30 St Mary Axe, London EC3A 8EP. iptiQ Life S.A. is a public limited company (Société Anonyme) incorporated and registered in Luxembourg. Registered Office: 2, rue Edward Steichen, L-2540 Luxembourg. Grand-Duchy of Luxembourg. R.C.S. Luxembourg B 184281. Authorised and regulated by Le Commissariat aux Assurances. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. 

Promis Life © 2018. Funeral Protection Promis, Over 50s Life Insurance Promis and Life Insurance Promis are promoted by Global Life Distribution (UK) Limited trading as Promis Life, authorised and regulated by the Financial Conduct Authority number 629767. Registered office: The St Botolph Building, 138 Houndsditch, London EC3A 7AR